If a Key Club member sprains an ankle during a fundraiser, is the injury covered? Yes, but the coverage is self-insured by Kiwanis International. Limits are US$5,000 for third parties and US$5,000 for club members and volunteers. The Key Club member must be listed on your annual Key Club roster to claim this benefit.
Is an injury caused by a Key Club member on a Kiwanis club project covered? Yes, but only if there is legal liability resulting from negligence of a named insured.
Is coverage provided to a participant in a sporting event or other activity sponsored by Kiwanis? Such an individual is covered, but only if there is legal liability resulting from negligence of a named insured. Note that medical payments coverage does not apply to athletic participants.
Occasionally, nonmember volunteers assist with our Key Club’s activities. Are these volunteers covered? Yes, but only if there is legal liability for injury or damage arising out of their negligence. Medical payments coverage would also apply to volunteers if they were injured while working in a Kiwanis-sponsored activity.
